Jan Dhan Scheme of Bharat Sarkar - Quiz

1. What was the main objective of the Pradhan Mantri Jan Dhan Yojana?

To promote cashless transactions
To provide universal access to banking services
To provide insurance for all citizens
To increase tax revenue

2. Which type of bank accounts could be opened under PMJDY?

Fixed deposit accounts
Recurring deposit accounts
Zero-balance savings accounts
Demat accounts

3. What type of card was issued to account holders under PMJDY?

Visa Debit Card
MasterCard Debit Card
RuPay Debit Card
Credit Card

4. What is the accidental insurance cover provided for PMJDY account holders (for accounts opened after August 28, 2018)?

1 Lakh
2 Lakh
5 Lakh
10 Lakh

5. What facility is offered to PMJDY account holders after maintaining an active account for six months?

Fixed deposit facility
Overdraft facility
Credit card facility
Loan facility

6. Which scheme ensures direct transfer of subsidies to PMJDY account holders?

Direct Income Support Scheme
Jan Dhan Pension Yojana
Direct Benefit Transfer (DBT)
Pradhan Mantri Krishi Sinchayee Yojana

7. How does PMJDY contribute to financial literacy?

By providing bank accounts for businesses
By offering financial education programs
By promoting the use of digital banking and savings habits
By distributing financial aid to citizens

8. How does PMJDY promote digital transactions?

By providing internet banking only
Through mobile banking and RuPay cards
By offering UPI-based transactions
By linking accounts with Aadhaar

9. Which social security schemes are linked to PMJDY accounts?

Atal Pension Yojana and PM-Kisan
PM Awas Yojana and NPS
Pradhan Mantri Suraksha Bima Yojana and Atal Pension Yojana
Ayushman Bharat and Ujjwala Yojana

10. How many bank accounts were opened under PMJDY?

10 crore
25 crore
50 crore
100 crore

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